You reached this page from the line that sits on every learning screen. That line is short because it has to fit; this page is the whole of it. Read the first two sections if you read nothing else — they are the ones that describe the limits of what this platform does.
This is an educational platform
AI Fix My Money exists to explain how money, accounts, credit, and markets work, so that you can make your own decisions with a clearer picture of the mechanics. The material is general and impersonal: every learner sees the same lessons, in the same order, regardless of who they are or what their finances look like.
General — Nothing on the platform is written for your situation, your balances, your income, or your goals.
Impersonal — The lessons and quizzes do not read the numbers you enter in order to tell you what to do with them. The tools show your figures back to you; they do not judge them.
Explanatory — Content describes how a thing works and what the tradeoffs are. It stops short of telling you which side of a tradeoff to take.
Educational content only — not financial, investment, tax, or legal advice.
What this platform is not
This is the part that matters legally, so it is stated flatly rather than politely.
Not an investment adviser — [Legal entity name] is not a registered investment adviser, and no one associated with the platform is acting as one. Nothing here is a recommendation to buy, sell, or hold any security, fund, or other financial product.
Not a broker or dealer — The platform does not execute, arrange, solicit, or facilitate any transaction, and it holds no money or securities on your behalf.
Not a tax or legal professional — Tax and legal rules vary by jurisdiction and by individual circumstance. Nothing here is a tax return position, a legal opinion, or a substitute for one.
Not a credit repair or debt relief service — The credit material explains what is being measured and why. It does not dispute, negotiate, consolidate, or settle anything on your behalf.
Not a bank or a money transmitter — No account here holds funds. Balances you enter are figures you have typed, not money the platform can move.
Not a fiduciary — Using this platform creates no advisory relationship, no client relationship, and no duty of care running from us to you.
Decisions about your money remain yours
You are the only person on this platform who knows your full circumstances, and you are the one who bears the outcome of any decision you take. Before you act on anything you learn here — particularly anything involving debt, taxes, retirement accounts, or investing — consider speaking with a licensed professional who can look at your actual situation.
If you are in financial distress, a non-profit credit counselling agency can help in ways this platform cannot.
If the question is about tax treatment, ask a CPA or an enrolled agent about your own filing.
If the question is about whether an investment suits you, that is exactly the personalised question the platform is designed not to answer.
Investing carries risk
Investing involves risk, including the possible loss of the entire amount you put in. Past performance does not indicate future results, and no strategy, allocation, or account type removes that risk.
Figures used in the lessons are illustrative. Round numbers are chosen because they are easy to follow, not because they are typical or achievable.
Any projection or compounding example is arithmetic on assumptions you supply or that the lesson states. It is not a forecast.
Deposit accounts, investment accounts, and retirement accounts each carry different protections. The lessons describe those differences; they do not guarantee them.
Accuracy, and the limits of it
The material is written carefully and reviewed, but rules change, institutions differ, and errors survive review. Content is provided as-is and without warranty of accuracy, completeness, or currency.
Rules described here are general and mostly reflect United States practice. Your institution, state, or country may work differently.
Nothing on the platform is updated on a schedule tied to regulatory or market events.
If a lesson conflicts with what your own bank, lender, or plan administrator tells you about your account, they are describing your account and the lesson is not.
AI-assisted features
Parts of the platform use automated systems to generate feedback on written answers. Where that happens, it is labelled.
Automated feedback assesses whether an answer matches the material it was drawn from. It does not assess your finances and is not permitted to advise you about them.
Automated systems can be confidently wrong. Treat the reasoning shown alongside a verdict as an explanation to check, not an authority.
Where a feature sends text to a third-party model to produce that feedback, the Privacy Policy says so and says what is sent.
Third-party content
Some material may embed or link to content published by third parties, including video hosted on outside platforms.
Third-party content is included because it is instructive, not because it is endorsed, verified, or sponsored.
Views expressed in third-party content are the publisher’s own, and may include opinions that this platform would not state itself.
Outside platforms have their own terms and their own privacy practices, which govern your use of them.
Your data stays on your device
Everything you enter — accounts, balances, spending, goals, and your progress through the tracks — is stored in your own browser and is not uploaded to a server. Clearing your browser data deletes it, and there is no copy anywhere else. The Privacy Policy sets this out in full.
Who may use this platform
The platform is intended for people aged 13 and over, and is written for a United States audience. It is not directed at children under 13, and it does not knowingly collect anything from them.
Questions about any of this
Write to [legal@yourdomain.com]. Notices to [Legal entity name] can be sent to [Street, City, State ZIP].